All too often, late payments can have a dramatic impact on your financial situation.
This is where late payment is no longer just a frustration but a tangible threat to your wellbeing and livelihood. If you're waiting on that payment in order to pay your own bills - the further anxiety and concern which the prospect of debt and related problems that being in debt causes, are very real for many.
Financial wellbeing and mental health are absolutely intertwined, with money worries being the leading cause of anxiety in the UK.
If you find yourself in debt or worried about your financial situation - there are amazing resources which can help, but most importantly - don't ignore the issue. Most matters can be resolved with some time, planning and support.
"No debt problems are unsolvable. No matter how bad it seems, while it may not always be easy or quick, there is light at the end of the tunnel." Martin Lewis, Money Saving Expert.
Be aware of how late payments are affecting you - if it's becoming too much, seek help and advice, and don't do struggle alone.